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The Death Spiral of a Non-Payment Cancellation

The Death Spiral of a Non-Payment Cancellation

I have a client who has an automobile policy with me. He started his policy in July of last year and opted to pay the policy in full. All went well and his insurance company renewed his policy in June for his July renewal date. When the policy documents were sent out...

Service – Delivering on a Promise

Service – Delivering on a Promise

My neighbour is having a problem with a contractor he hired to do some work for him. The contractor is well known in our area with over 30 years in his field of specialty. The contractor believes that his service is so good that he can charge a premium and customers...

The minimum wage impact on business – what are you going to do?

The minimum wage impact on business – what are you going to do?

We've all heard about the upcoming increase in the minimum wage to $15 per hour. This is going to have a profound impact on a lot of businesses. In my role as an advisor and insurance broker, I have spoken to many of my business clients and they have all advised that...

Condominium insurance doesn’t have to be expensive if done right

Condominium insurance doesn’t have to be expensive if done right

You've purchased insurance for your condominium unit. Let's face it, you didn't do it because your mom or your dad told you to. Rather you purchased it because the bank or the lender who helped you finance buying your condo said you HAD to.  So grudgingly you went out...

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